You know you need car insurance. Even if it were not legally mandated by the state of Texas (and it is!) and it would be a good idea to have. Your car was costly and getting into an accident without insurance would mean you’d have to pay for repairs and replacements on your own.

You count on your old beater to take you everywhere, and so far, it’s rarely let you down. It takes you to work each day, has been there for a few date nights, and has even made one or two road trips