If you drive, you need auto insurance. That is pretty simple to understand. Exactly the right policy for you is a little more complicated, though. Is your current insurance policy the best one for your budget and driving needs?

Sure, you need to have auto insurance to be able to legally drive in California. It is more than that though, you need your auto insurance to help you out in the event of a crash or other loss, and you need to be able to afford it!