We’re all living through a time period that is totally different than anything we’ve ever experienced before. Restaurants are take-out only. Schools are doing online learning. Even Disney World is closed! In a time like this, you no doubt have a lot of questions. Not the least important of which may be “How does the Coronavirus affect my car insurance payments?”
Millions upon millions of Americans are out of work right now. Orlando, FL has a higher-than-normal unemployment rate, as theme parks, restaurants, and many other tourist-based businesses have laid off workers. If you’re worried about how you’ll pay your bills you certainly are not alone. After all, you need to be able to drive to go to the grocery store and also to go in for job interviews. You cannot legally drive in the state of Florida without car insurance. Right now may be tough, but the future will be a whole lot tougher if you don’t have auto insurance coverage and the legal ability to drive!
Florida drivers who have a car that they are not driving at all during this period may be tempted to suspend their insurance coverage altogether. This is a risky move. Plus, when you see how inexpensive car insurance is through Pronto Insurance, you will see that it isn’t necessary to do so.
With stay-at-home orders and other travel restrictions in place, people are driving significantly less than they typically do. America has already seen gas prices drop dramatically thanks to the fall-off in demand. What about auto insurance rates? Can you expect to get a break on your Orlando, FL auto insurance rates? The answer is…maybe. It depends mostly on the type of insurance you have as well as the willingness of your insurance company to work with you in a troubling time.
When a Florida driver signs up for insurance, the auto insurance provider asks how many miles per year they drive. This is part of what goes into a quote and your unique car insurance premiums. On average, Americans drive 12,000 miles per year. Usually, a driver doesn’t earn a lower rate unless they’re doing fewer than 7,500 miles annually. Nationally, drivers can expect to save six percent if they reduce their driving from 15,000 miles per year to under 7,500. If you’re staying at home or not driving very much at all, you probably now fall into this new category.
Will your car insurance company reach out and tell you to pay them less this month? Probably not. Most drivers are going to have to be proactive in order to save money. Reach out and let your insurance company know how much you’ve cut back on your driving. The savings from driving fewer miles may not be huge, but any little bit helps right now.
If you’re not happy with your current providers prices, especially if they aren’t giving you a break for driving less right now during the COVID-19 pandemic, it is the perfect time to get a quote from Pronto Insurance. You may be pleasantly surprised to see just how affordable your Florida car insurance can be. You’ll pay a price you’re happy with for the coverage you need.
