3 Things You Didn’t Know Could Affect Your Car Insurance Costs

No matter what you drive or how new a driver you are, one thing is certain: car insurance is a must. So, if you’re currently comparing rates and are trying to find the information that will lead you to the best decision, we may have some facts that may interest you. Of course, we’re talking about three things you didn’t know could make an impact on your car insurance costs:

One Fell Swoop Could Be Cheaper

When you look for insurance rates there’s a big chance you’ll be drawn to the smaller, monthly payments you’re presented with. However, if you do the math, there’s a possibility you may save more money by paying for six or 12 months up front!

While it may seem like a huge amount of money, but in terms of savings, you could see a big difference. The best thing you can do is speak with your insurance agent so you can discuss the options that best fit your needs.

Your Souped Up Car May Prove Costly

You love your loud, fast, gas guzzling car to bits. And why wouldn’t you? After all, you spent significant amounts of money to modify it and get it to its current state. However, these modifications could affect your insurance rates. This is because some modifications can impact your car’s emissions or even its legality on the streets.

Expensive Cars Mean Expensive Rates, But Why?

If you’ve been shopping for insurance for a while now, there’s a big chance you’ve come across this factoid: luxury vehicles tend to have expensive insurance rates. But is this because luxury vehicles get into more accidents or are frequently stolen? Partially! The truth is, even if you get into a non-serious fender bender, the repairs can often be extremely expensive.